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The Terms and Conditions of the Pay When Able (PwA) Payment Gateway by IBaaD Academy (The digital arm of First Global Academy).This PwA program is designed to support students, irrespective of their age, faith or belief who:

Are genuinely unable to pay in full now but are highly interested in pursuing a career in Islamic Finance.
Agree to pay later the balance once they are able to do so, based on their earnings after completing the program.
Are motivated to Learn Now and to Pay When Able.

Declaration:

I hereby declare that I am genuinely unable to pay the full amount now but am committed to pursuing my career path in Islamic Finance. I agree to pay the remaining amount once I am financially able to do so. I understand this is a non-binding agreement based on my honor and commitment.

Supporting Documents:

Yes, I agree to provide any supporting identification documents to verify, review and approve the request for the PwA Gateway.

Approval Process:

I agree to the approval process:

Submit: Complete and submit the PwA Form along with the required documents.
Evaluate: Your application will be reviewed by Team IBaaD.
Approve: You will receive an email notification once approved.

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