“Pay When Able” is an innovative payment gateway concept rooted in the vision and entrepreneurial spirit of late Mr. Muhammad Muhammad Thowfeek (MMT), represent his enduring legacy. His life’s work was dedicated to Dawah and uplifting the poor, needy, and downtrodden, and this initiative carries forward his mission to empower millions through education, skill development and Islamic finance literacy. With the objective of Learn Now, Pay Later (Pay When Able).
To truly revolutionize Islamic finance education, we must transition from exclusive boardrooms to inclusive classrooms. This shift ensures that the principles and practices of Islamic finance are not confined to elite circles but are accessible to all.
Our mission is to expand the reach of Islamic finance beyond corporate executives to include everyday individuals. By moving from corporates to literates, we aim to demystify Islamic finance and make it relevant to the daily lives of people.
Embracing modern technology, we are shifting from purely physical classrooms to virtual and hybrid learning environments. This transition allows us to reach a global audience, breaking geographical barriers and making Islamic finance education accessible to everyone, everywhere.
Targeting 2.2 billion people who lack basic literacy, financial, digital and numeracy hindering their participation in the digital economy.
There are almost 4 billion people globally in poverty, earning a meagre $5 per day, sometimes, without knowing when and where they get their next meal.
Educate, empower, support and fund MSMEs who can create jobs, wealth and uplift any ailing economy. Today, MSMEs account for 90% of all businesses worldwide contribute to over 50% of employment and contribute a significant portion to the GDP too.
Technological advancements, like AI, Machine Learning, Blockchain, Tokens, Cryptos etc., should not be a detrimental to the humanity, where 1.7 billion people have globally remain unbanked and no access to financial services
Educating and Empowering Job Seekers to become Solutions Provides, tapping into multiple pathways to capitalize on the Islamic finance industry’s growth potential and enormous opportunities.
The Terms and Conditions of the Pay When Able (PwA) Payment Gateway by IBaaD Academy (The digital arm of First Global Academy).This PwA program is designed to support students, irrespective of their age, faith or belief who:
Declaration:
I hereby declare that I am genuinely unable to pay the full amount now but am committed to pursuing my career path in Islamic Finance. I agree to pay the remaining amount once I am financially able to do so. I understand this is a non-binding agreement based on my honor and commitment.
Supporting Documents:
Yes, I agree to provide any supporting identification documents to verify, review and approve the request for the PwA Gateway.
Approval Process:
I agree to the approval process: